From August 2025, an energy label will be mandatory to apply for a mortgage loan in Spain. Ask the seller about this beforehand!
You will not qualify for a Spanish mortgage if you buy a property with building violations or unregistered structures
Applying for a Spanish mortgage is definitely possible for Belgians and Dutch people to buy a property in Spain. 4 steps
We have seen since 2022 that borrowing for a new build in Spain has been difficult. More and more banks are reluctant to buy on plan.
We often get the question whether a Spanish bank account is necessary for the purchase of a second residence. You can find more info in this entry.
With the new mortgage law, it will become more advantageous for consumers to take out a Spanish mortgage. For example, a number of costs will be eliminated
If you are buying a property in Spain, you will need a Spanish bank account. This article discusses what you need for this and will also give you
