Buying in Spain
Buying as an unmarried couple in Spain: how do you protect each other?
You can buy split usufruct and bare ownership as an unmarried couple, retaining usufruct for the surviving spouse.
19 March 2026
You can buy split usufruct and bare ownership as an unmarried couple, retaining usufruct for the surviving spouse.
A split purchase in Spain for Dutch people is rarely a tax saving. This article provides more information on usufruct.
Buying usufruct in Spain results in lower costs in new builds. You can also avoid Flemish inheritance tax.
The right of occupancy in Spain is an inheritance planning tool. This is a light version of a split purchase in Spain.
In this article, you will find more information about the split purchase in Portugal. This is an interesting way to avoid inheritance tax.
Clients with a Belgian management or cash company sometimes consider investing in Spanish real estate through their Belgian company. Possible avenues then include
What is a split purchase? A split purchase is a property transaction where ownership is split: the parents buy the usufruct (the right to use the