{"id":32582,"date":"2025-04-01T13:13:31","date_gmt":"2025-04-01T11:13:31","guid":{"rendered":"https:\/\/www.confianz.be\/?p=32582"},"modified":"2025-04-01T13:21:50","modified_gmt":"2025-04-01T11:21:50","slug":"transfer-tax-catalonia","status":"publish","type":"post","link":"https:\/\/www.confianz.be\/en\/overdrachtsbelasting-catalonie\/","title":{"rendered":"Transfer tax increases in Catalonia"},"content":{"rendered":"<p>The Catalan government recently increased the transfer tax (<em>Impuesto sobre Transmisiones Patrimoniales<\/em>, ITP) increased. For foreign investors, real estate in Catalonia becomes less attractive, although the impact for the average Belgian and Dutch buyer will be limited. These changes will take effect from <strong>27 June 2025.<\/strong><\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Regular progressive rates<\/h4>\n\n\n\n<p>For private buyers of existing homes in Catalonia, ITP rates are now set progressively based on the purchase price.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>10%<\/strong> For homes up to \u20ac600,000.<\/li>\n\n\n\n<li><strong>11%<\/strong> for the part of the price between \u20ac600,000 and \u20ac900,000.<\/li>\n\n\n\n<li><strong>12%<\/strong> For the part between \u20ac900,000 and \u20ac1,500,000.<\/li>\n\n\n\n<li><strong>13%<\/strong> For amounts above \u20ac1,500,000.<\/li>\n<\/ul>\n\n\n\n<p><\/p>\n\n\n\n<p>There is a flat rate of 5% for the purchase of the owner-occupied family home, provided the buyers are not more than 35 years old. <\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Specific rates for investors<\/h4>\n\n\n\n<p>Specific measures have been taken to discourage investors.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>20% rate<\/strong> for buyers who own more than five or 10 properties, depending on the specific region within Catalonia.<\/li>\n\n\n\n<li><strong>20% rate<\/strong> for the purchase of entire residential buildings. An exception applies to buildings with up to four residential units intended for owner-occupation.<\/li>\n<\/ul>\n\n\n\n<p><\/p>\n\n\n\n<p>So if you buy a fully residential building as an individual, the regular rates will apply provided the building has a maximum of four residential units and you will live there yourself.<\/p>\n\n\n\n<p>However, a 50% tax reduction does apply if the building is given an office function. Besides, certain renovation projects of commercial property with rezoning to residential property can also enjoy this reduction.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Comparison with previous transfer tax rates in Catalonia<\/h4>\n\n\n\n<p>Previously, Catalonia applied a standard ITP rate of 10%, with an increased rate of 11% for homes above a certain value. <\/p>\n\n\n\n<p><strong><a href=\"https:\/\/www.confianz.be\/en\/buying-in-the-costa-brava\/\" data-type=\"link\" data-id=\"https:\/\/www.confianz.be\/kopen-in-de-costa-brava\/\">Learn more about the cost of buying a property in Catalonia here.<\/a><\/strong><\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Transfer tax in Catalonia and impact on property market<\/h4>\n\n\n\n<p>These tax changes can have various consequences.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Private buyers<\/strong>: For those buying homes in lower price brackets, the tax burden remains relatively stable. However, for more expensive homes, the tax may be significantly higher. We also expect only a limited impact for Belgians and Dutch.<\/li>\n\n\n\n<li><strong>Investors<\/strong>: The increased rates may discourage investors from acquiring multiple properties. This is in line with the objective of making property more affordable for local people. <\/li>\n<\/ul>\n\n\n\n<p><\/p>\n\n\n\n<p><strong><a href=\"https:\/\/www.confianz.be\/en\/buying-in-spain-how-to-prepare\/\" data-type=\"link\" data-id=\"https:\/\/www.confianz.be\/aankoop-in-spanje-hoe-voorbereiden\/\">Learn more about how to prepare for a purchase in Catalonia here.<\/a><\/strong><\/p>","protected":false},"excerpt":{"rendered":"<p>Catalan government increases transfer tax on real estate from 27 June 2025. The transfer tax in Catalonia can go up to 20%.<\/p>","protected":false},"author":2,"featured_media":32585,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[129,138],"tags":[914],"class_list":["post-32582","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-catalonie","category-aankoop-in-spanje","tag-overdrachtsbelasting-in-catalonie"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.confianz.be\/en\/wp-json\/wp\/v2\/posts\/32582","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.confianz.be\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.confianz.be\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.confianz.be\/en\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.confianz.be\/en\/wp-json\/wp\/v2\/comments?post=32582"}],"version-history":[{"count":4,"href":"https:\/\/www.confianz.be\/en\/wp-json\/wp\/v2\/posts\/32582\/revisions"}],"predecessor-version":[{"id":32590,"href":"https:\/\/www.confianz.be\/en\/wp-json\/wp\/v2\/posts\/32582\/revisions\/32590"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.confianz.be\/en\/wp-json\/wp\/v2\/media\/32585"}],"wp:attachment":[{"href":"https:\/\/www.confianz.be\/en\/wp-json\/wp\/v2\/media?parent=32582"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.confianz.be\/en\/wp-json\/wp\/v2\/categories?post=32582"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.confianz.be\/en\/wp-json\/wp\/v2\/tags?post=32582"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}